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Options for Homeowners....
 

There are various options for homeowners who:

  • Want to lower mortgage payment
  • Have hard time to keep up with mortgage payment
  • Facing Foreclosure.

These options are divided into two groups depending on if you want to keep your house or not.
 
 

To keep your home

To sell your home

REFINANCE. Lower your interest rate and mortgage payment.

Beside the regular refinancing, new programs are introduced to help underwater home: Loan amount could be up to 125% of home value without requirement of mortgage insurance or second loan.

Our Refinance Service is superior. Check your rate here

REGULAR SALE. List ans sell your home when your home value is greater than your mortgage loan.

List your house with us to get fastest result!

LOAN MODIFICATION (HAMP) reduces your mortgage payment to 31% of your income by:

  • Reduce interest rate (down to 2%)
  • Lenghten your payment term (up to 40 yrs)
  • Reduce loan principle

We provide low cost Loan Modification service:

  • $999 fee only if approved and completed
  • Familiar with modification process of major bank ( WFG, BofA, Chase,...)
  • Delay Foreclosure to start Loan Modification

SHORT SALE. When your home value is less than the loan amount. You need a short sale. You need an real estate agent to work with your lender to complete this type of sale. We provide FREE Short Sale service. Here is other benefits from our short sale service:

  • Avoid foreclosure. Even if you receive NOD, we could delay the foreclosure to start the short sale.
  • You can live in your house until the sale completed
  • HAFA Short sale will release all of your mortgage debt liability and provide homeowner $3000 for relocation assistance
  • Familiar with foreclosure process of major banks ( Chase, WFG, BofA,...)

 

To Start, Call 408-930-8211 or contact us ONLINE